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Q: I am trying to find an NSA-sex partner as I am sexually frustrated at present.

I have been to several sites but don’t have a credit card to register, and the free sites don’t seem to be populated very much.

Borrowers may only discover their records are incorrect once they have been turned down.

Lenders use automated credit scoring systems to assess anyone who applies for a financial product.

Joanne Smith, a beauty therapist from Southampton, checked her credit file after she had been repeatedly rejected by lenders for a loan.

It turned out that another Joanne Smith held a mortgage with Nationwide Building Society, and both Miss Smith and her partner had a number of debts against their name.

Can you recommend a way I can meet ladies for sex that doesn’t need a credit card or payment for that matter? I’ve never had a credit card myself, so more sex-orientated dating sites have not been available to me, past the browsing stage.

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